BMK Financial Services – Brad Lonegran

‘BMK Financial Services ‘- is a business dedicated to your personal and business success.

Hi my name is Brad Lonergan,

As the owner /operator of ‘BMK’ I will work in partnership with you &/or your business to make certain you achieve your goals and dreams for you and your family.

I love what I do. I really enjoy seeing my clients reach their personal, and business milestones like buying the first house, turning their first business profit, retiring happy, healthy, and wealthy. It really makes my job seem worthwhile.

I work closely with many other like-minded business people in the community and they add strength to my business and clients through their dedication in their own fields of expertise. I really believe strongly in the concept of ‘growing together’ whether it be the community, a team, a client partnership, I don’t believe that anyone can achieve quality results by themselves so I am constantly looking around for passionate and driven people with similar values to me. Through my business I hope to achieve success myself, and then share that success with those around me.

I don’t believe I am here working for myself. I believe that my purpose here is to grow and strengthen my family and friends, as that is what I see as success.

Our services include Advice on the following :

  • Cashflow/Budgeting & Debt Reduction
  • Personal Insurance & Business protection (i.e. Life Insurance, Total & Permanent Disability Insurance, Trauma Insurance, Income Protection, & Key-man & Partnership Insurance needs)
  • Superannuation (including consolidation, rollovers, Industry funds, retail funds, defined or deferred benefits, SMSF, and Corporate fund set up)
  • Self Managed Super Funds(i.e. Investment & Insurance strategies. Direct Equity & property purchasing decisions).
  • Wealth Accumulation
  • Gearing & Margin Lending
  • Credit & Lending
  • Direct Share/Equities
  • Retirement Planning (including ‘Transition to Retirement Strategy’, ‘Exiting business, entering retirement stragtegy’)
  • Aged Care Transition
  • Estate & Succession Planning Strategy

Professional Associations & Networking Groups:

  • “Financial Planning Association” (i.e. ‘FPA member #344396’)
  • “Justice of the Peace (JP)”
  • Your Business Connections (YBC) network group (past Founder & Chairman)
  • Hunter Business Chamber (HBC)
  • Lake Macquarie Business Chamber (LMBC)
  • Lake Macquarie Rotary Group (Sunrise Gp)-pending
  • ‘LinkedIN’ – On-line Business Professional Network with 800+ connections
  • formerly ‘BNI Network Group’- Liberty Chapter (past Vice-Chair)

Accreditations(specialist):

  • 1989          “Credit Representative”: -‘Accredited’
  • 1990          “Gearing & Margin Lending”: -‘Accredited’
  • 1991          “Share Services”(Direct Shares): -‘Accredited’
  • 1992          “Self Managed Super Funds”: – ‘Accredited’

I am a Senior Newcastle/Hunter based Financial Planner with 15 years experience in the Financial Services Industry. I am owner/operator of “BMK Financial Services”. I have worked approximately half my career with major banking organisations, and the remainder with private planning firms.

I provide strategic advice to assist clients through the various life phases that we all face and are challenged by. From the newly married

first home buyer, to the addition of children, to the new business owner, to those wanting to decrease or eliminate debt.

We help with Cashflow/Budgeting, Life and Income Protection, Wealth Building, Corporate Superannuation services, SMSF services, Direct Share Advice, providing adequate and secure Retirement income, Aged Care financial decisions (e.g. like selling the family home), Estate & Succession Planning decisions.

I am a ‘Retirement Planning & Aged Care’ advice specialist. I have been helping people transition to retirement successfully for the majority of my career. I am passionate about giving people the best opportunity to have a happy and fulfilling retirement, by providing an easy transition from work to the next phase of their life.

I am also passionate about assisting older individuals with the transition from retirement into aged care which is another extremely challenging life phase.

“To me Financial Planning is more than just a job. I am changing peoples lives for the better, I’m protecting peoples assets, their wealth, and indirectly their loved ones. I am providing peace of mind and hopefully adding to the quality of my clients and their family’s life”.

Any Q’s: – Contact Brad on: – 0423621120

Professional Associations & Networking Groups:

  • “Financial Planning Association” (i.e. ‘FPA member #344396’)
  • -Justice of the Peace (JP)
  • Your Business Connections (YBC) network group (past Founder & Chairman)
  • Hunter Business Chamber (HBC)
  • Lake Macquarie Business Chamber (LMBC)
  • Lake Macquarie Rotary Group (Sunrise Gp)-pending
  • ‘LinkedIN’ – On-line Business Professional Network with 800+ connections
  • formerly ‘BNI Network Group’- Liberty Chapter (past Vice-Chair)
  • “Credit Representative”: -‘Accredited’
  • “Gearing & Margin Lending”: -‘Accredited’
  • “Share Services”(Direct Shares): -‘Accredited’
  • “Self Managed Super Funds”: – ‘Accredited’

Accreditations(specialist):

  • “Credit Representative”:- ‘Accredited’
  • “Gearing & Margin Lending”: – ‘Accredited’
  • “Share Services”(Direct Shares): – ‘Accredited’
  • “Self Managed Super Funds”: – ‘Accredited’

What others say …

Genuine financial adviser demonstrating industry competence and client focus. I would have no hesitation in entrusting Brad Lonergan of JSA Group Charlestown with my personal financial and investment strategy planning and implementation.

Mal Harrison Owner, Bizsmart Business Brokers and Valuers May 29, 2014

Brad knows his stuff. Within 1 month we had covered the fees with our ROI. Brad specialises in self-managed super funds and has helped us with our online trading strategies. Thanks Brad

Shirley Dalton Executive Coach, Business Systems Specialist, Speaker May 29, 2014

Brad is a specialist in financial planning, self managed super funds and a myriad of other investment strategies. As a lawyer I know it's important that people are given the right advice at the right price. Brad is an expert in his field and I recommend him highly. Jason Hale, David Allchin Solicitor.

Jason Hale Barrister at Law, Hunter Street Chambers, Newcastle May 29, 2014

Brad was professional and experienced in the complex issues that were relevant to the clients' matter.

Conrad Turnbull lawyer, financial adviser, finance broker at Financial Literacy May 29, 2014

Brad is very professional but extremely approachable. He is committed and reliable. He is also a great networker who aims to assist others in their professions.

 

Narelle Kelvin Owner, Metamorphic Training May 29, 2014

When you meet with Brad you know it’s all about you. You’ll find it very easy to share your financial situation and aspirations with Brad as he listens intently to everything you have to say. For Brad it’s all about building a relationship with his clients so he can serve them more productively.

Alan Stevens People & Face Profiler, Profiling App designer, Business & Relationship Coach & Mentor, Speaker, Profile Specialist May 29, 2014

There is always a big difference when someone you meet loves what they do and passioate beyond expectation and someone else who is there just for the money. Brad is one of those special people working in a field he loves and will go the extra mile for his client/customer. If a moment comes my way to share with another person who is the best person to look after your finacial planning, its BRAD I send them to.
Keep up th egood work Brad and always a pleasure to know you are looking after my friends and collegues

Phillip Rankin Balance Energy Aust May 29, 2014

I initially went to see brad about income protection. He looked at everything and has since delivered solutions I hadn't even thought about or even considered.

Very worthwhile to see him!!

Geoff Townsend
GCT Lasertech Director

Geoff Townsend Owner, GCT Lasertech May 29, 2014

Brad works with his clients and puts their needs first to ensure the best possible outcome is achieved. He focuses on setting priorities that ensure there is an achievable outcome to work towards. I would easily recommend his services to others.

Jarrad Stevenson Senior Relationship Manager at Bankwest. Commercial, Property & Equipment Finance May 29, 2014

“When I would hear the word Financial Planner it would make me cringe at the thought.
Why? Because I feared being given the wrong advice or making hasty decisions and in turn potentially loosing chunks of my nest egg.
My personal experience was no different when i needed financial advice who do I trust? Where do I start? What insurance should I have? Will I have enough for retirement? What are my investment options?
At the end of the day all anybody wants is to know they are being looked after and that your business is valued and the adviser has your best interests at heart.
Brad took me full circle just as I do when helping people market their business , he established where me and my partner are now, where we want to be and how we will get there , my life insurance , sickness and accident , are all a bundled together and the premiums all come out of my super which has freed up some extra cash , We have since done a comprehensive family budget with a vision to buy an investment property in the next 12 months which Brad has advised of a strategy to achieve this , Brad reviews our current position every 6 months and gives us sound advice which allows us to make educated decisions .
This all gives me piece of mind and a better qualtiy of life , I trust Brad unconditionally with all my financial affairs, and would highly recommend Brad Lonergan and the JSA Group.I dont cringe anymore when i hear the word Financial planner i just refer them to Brad .

Matty Nordsvan Senior Account Manager with 2HD /NEWFM Radio & Community Network Manager at Local Smile May 29, 2014

Appreciation Marketing-Send out Cards
I have known Brad for a number of years now.
He is a good communicator.
He is professional.
He is thorough.
He is an all round great guy.
I highly recommend him.

Kathleen & George McIntosh Appreciation Marketing-Send out Cards May 29, 2014

"I have known Brad for quite some time now and I find him to have a very similar attitude to his clients as I have. Brad actually cares about his clients and always does that little extra to help them with financial matters. It's not always about business but sometimes people just need that little bit of help and Brad is always there for them.
I would have no hesitation in recommending Brad to any of my family or friends as I know he will only do whats right for them."

Greg Hancock Manager at Newcastle Total Pest Control P/L May 29, 2014

brad@bmkfs.com.au

0423621120